Home > The Foreclosure Process in California
The Foreclosure Process
How to Stop or Delay Los Angeles Foreclosure Eviction Procedures
Thousands of homeowners in California are facing foreclosure, foreclosure evictions or have already lost their homes. Losing a home to foreclosure can create very stressful times and often people in these situations simply don’t know what to do. We can help delay or stop foreclosure eviction procedures against you.
We are located in Los Angeles and have helped Los Angeles, Orange County and Ventura County homeowners delay or stop foreclosure evictions since 1986. However, our expertise is in California foreclosure law and procedures so we have expanded our service to those homeowners residing in all counties of California.
If you are delinquent on your mortgage, usually by 2-3 months, your lender will file and record a Notice of Default on your property. The Notice of Default gives you 90 days to bring your account current. If, at the end of the 90 days, you fail to bring your account current, your lender will then file and record a Notice of Trustee’s Sale. When the Notice of Trustee’s Sale is filed, a date is set to auction your home. The auction will usually be scheduled in approximately 30 days.
DelayEviction.com, through its parent company Dynamic Solutions Group, can assist in delaying or even cancelling a pending foreclosure or foreclosure eviction procedure. If you have a Notice of Trustee’s Sale filed on your property, in many cases it is still possible to save your home from foreclosure. There are a variety of legal actions and procedures that can be implemented to allow time to either resolve mortgage delinquencies or even affect the sale of the property prior to a foreclosure being completed. If it is not possible to save your home we can still help you get 8-10 months of additional time before you will have to move.
If your home is in foreclosure and there is a Notice of Trustee’s Sale recorded, DelayEviction.comcan help save your home from foreclosure. In addition to eviction defense, we dedicate an entire department of professionals to foreclosure prevention. For more information, please call our office at 1-800-995-2232. Our FAQ and Foreclosure Definitions will also answer many initial questions you may haev concerning foreclosure eviction and tenant eviction rights.
If your home is sold to a new owner, DelayEviction.com can delay your eviction and, in most circumstances, keep you in your home for an additional four-six months.
3 Stages of the Foreclosure Process
The three stages of the California home foreclosure process are:
- Notice of Default
- Notice Trustee Sale
- Trustee’s Deed Upon Sale
Options Available to Stop Home Foreclosures
There are 3 basic options available to you to stop your home from being foreclosed upon:
- Forbearance Agreement with the Lender
- Loan Modification of Current Loan
- Bankruptcy by Homeowner
How We Can Stop Foreclosures in California
Some of the motions and legal actions we use to delay the foreclosure eviction and get additional time are as follows:
- Motion to Quash
- Demurrer
- Motion to Strike
- Motion for Summary Judgment
- Petition for Writ of Mandate
- Answer to Complaint